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Deposit Accounts

Yuma Classic Checking

  • An opening deposit of $100.00 is required.
  • Daily minimum balance of $500.00 is required to avoid the $9.00 monthly service charge.
  • Non-interest earning.

Yuma Gold Checking

  • An opening deposit of $1,000.00 is required.
  • Daily minimum balance of $1,000.00 is required to avoid the $13.00 monthly service charge.
  • Interest earning account

Yuma Platinum Market Account

  • An opening deposit of $1,000.00 is required.
  • Daily minimum balance of $1,000.00 is required to avoid the $15.00 monthly service charge.
  • Tiered Interest Earnings.
  • Transaction Limitations: You may make up to six (6) pre-authorized, automatic or telephone transfers from your account each statement cycle. Of the six transactions, no more than three (3) may be point of sales, draft, or third party check.There is no limitation on in-person withdrawals. A $10.00 charge will be assessed for each transaction exceeding the limitations.

Sterling Savings

  • An opening deposit of $100.00 is required.
  • Daily minimum balance of $100.00 is required to avoid the $10.00 quarterly service charge.
  • You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
  • A $5.00 charge will be assessed for each debit transaction exceeding 10 per quarter.

Certificates of Deposit

  • Opening Deposit of $1,000.00.
  • 7 days to 36 months.

Individual Retirement Account Certificate of Deposit

  • Opening Deposit of $1,000.00.
  • One (1) and Two (2) Year Terms.